eCommerce

As online businesses continue to boom, ecommerce sites will be in demand. Merchants want customers to have the ability to purchase online, making eCommerce sites more popular … and more complex. As experts in eCommerce, we keep the process of your eCommerce site simple. We know the latest eCommerce technologies and help you make the right decisions, based on our research and your circumstances. We’ll make your online payment processing program simple and easy-to-use for your customers and your staff.

Shopping Carts for your Website & Payment Processor Gateways

We understand the complexity of online shopping carts. On our eCommerce sites, we’ve worked with each client to seamlessly integrate thousands of shopping carts on websites. We support and work with almost every gateway in the industry including, but not limited to Authorize.net, PayFlow Pro, First Data Global Gateway (formerly YourPay/ Linkpoint), USAePAY, Network Merchants, Cybersource, Jack Henry Profitstars and IP Charge (to name a few).

Eliminating Fraud Tools for eCommerce Sites

Merchants First has the tools in place to eliminate fraud on your websites. We offer a simple fraud tool, as well as an advanced Fraud Tool depending on the level of security needed by your eCommerce site.

Simple Fraud Tools for eCommerce

We can require an Address Verification and Cardholder Verification (CVV) on your checkout forms.

Advanced Fraud Tools for eCommerce

Discount rates are only part of the total cost of processing equation. Chargebacks can greatly impact card acceptance costs. To avoid losing money, consider advanced fraud tools. Our package includes:

Verified by Visa/MasterCard Secure Code
Maxmind, Fraud Scoring
Velocity Tests
Anonymizing Proxies
Our proprietary Click-to-Score Fraud Tool

Chargeback Reduction Center

We provide complementary fraud tools that provide you with an abundance of information to help you determine whether or not to accept a credit card payment through your eCommerce site. You’ll be able to determine if you should accept the order, if the order is legit and if you can trust the payment through our data.

Working with Merchants First on eCommerce sites

At Merchants First, we understand your unique needs. Each of our clients has a relationship manager assigned to their account so that your unique details and account are always understood and needs quickly met. You and your relationship manager remain in constant communication so that you’ll both achieve your goal: The success of your business.

Merchants First Services for eCommerce clients:

Not only are we experts in eCommerce sites and payment processing, we offer some great features for our clients, too.

Easy reporting that’s accessible from anywhere

Our easy reporting allows us to email any report you’d like, in a format you and your payment team needs. Our online reporting and email reports are some of our client’s favorite features.

Next Day Funding for eCommerce

Money can be funded in as little as the next business day on all Visa, MasterCard, Discover and American Express.

Easy Account Balancing

We keep things simple for our clients by taking our fees out once/month – not daily. We also offer one deposit for all Visa, MasterCard, Discover and American Express deposits to keep reconciliation easy.

Disruption Free Conversion on eCommerce Sites

Hate change? We actually don’t mind it. That’s because if you need to change something on your eCommerce site, we plan ahead, test and don’t leave until everything works seamlessly. We even provide you with a 3-month trial, allow you to test-drive our solution.

Interchange Management for eCommerce sites

Processing tractions as they some on a case-by-base basis is critical for your business and theft avoidance plan. It’s also critical so that you can reduce the total cost of acceptance. At Merchants First, we don’t use the “Bucket System,” where we have tiered pricing models for our clients. We work with you to ensure that you are passing appropriate data required by Visa, MasterCard, Discover and American Express (although we can’t control the types of cards you get – Corporate, Business, Purchasing, Rewards, World, etc.) to ensure that you do not fall to lower levels, and in the end, pay more.